HP12-c Calculator
Summary of Basic Concepts
(A Graphic Overlook)
1. On/Off
2. Shift Keys
3. Display Function
4. Store Function - Memory
5. Recall Function
6. The ENTER Key
7. Exchange Numbers Key
8. Clear Display
9. Clear All
10. Percentage
11. Percentage Difference
12. Percentage Total
13. Financial Keys (n, i, pv, pmt, fv)
14. Change Sign Key
15. End of Period and Beginning of Period Settings
HP-12C
Keystroking - Summary of Lessons
Lesson #1
Compounding
one investment
THIS WILL CALCULATE:
How much will your property be worth in so many years?
Lesson
#2
Compounding
a series
THIS WILL CALCULATE:
How much money you will have if you make regular installments over a period
of time?
Lesson
#3
Sinking
fund
THIS WILL CALCULATE:
How much to set aside each period if you need so much money in the future?
Lesson
#4
Discounting
one investment
THIS WILL CALCULATE:
If you have an investment that you know what the future sum will be (or
an estimate of what it will be) and you want to determine how much to
pay for it to earn a desired return.
Lesson
#5
Discounting
a series
THIS WILL CALCULATE:
If you have an investment that will pay in equal periodic installments
and you want to determine how much to pay for it to earn a desired return.
Lesson
#6
Discounting
a series with balloon
THIS WILL CALCULATE:
If you have an investment that you know what the future sum will be (or
an estimate of what it will be) and you also receive periodic payments
along the way, and you want to determine how much to pay for it to earn
a desired return.
Lesson
#7
Rate of Return on Investment
THIS WILL CALCULATE:
If you know the loan amount and the periodic payments, this will calculate
your return on investment.
Lesson #8
Rate of Return with Balloon Payment
THIS WILL CALCULATE:
If you loan money and receive equal periodic payments and a lump sum balloon
payment, this will calculate your rate of return.
Lesson #9
Calculate
payments on a loan
THIS WILL CALCULATE:
If you know the loan amount and the annual interest, this will calculate
your periodic payment.
Lesson
#10
Remaining balance
on a loan
THIS WILL CALCULATE:
If you know your loan information, this will calculate your remaining
balance or balloon payment.
HP-12C
Keystroking - Advanced Concepts
Lesson #1
Internal Rate of Return
THIS WILL CALCULATE:
Rate of return for uneven cash flows.
Lesson
#2
Net Present Value
THIS WILL CALCULATE:
How much to pay for an investment with uneven cash flows.
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